Salary Calculator

Salary Calculator – Calculate Gross Salary and In-Hand Salary

Use the free Salary Calculator on ExamSathi.in to estimate your gross salary, monthly deductions, and in-hand salary. Enter your salary details, allowances, applicable NPS contribution, and other deductions to understand how much you may receive after deductions.

This calculator is designed to help Bihar Government employees, Central Government employees, employees of other state governments, and private-sector employees estimate their salary. Actual salary and deductions depend on the applicable service rules, employment terms, and individual circumstances.

What Is a Salary Calculator?

A Salary Calculator is an online tool that helps estimate earnings and deductions for a given salary period. It can help you understand the difference between gross salary and in-hand salary before making financial plans.

1. Employee Type

The Employee Type option lets you select the category that best matches your employment. Available options include:

• Bihar Government Employee: For employees working under the Bihar Government.
• Central Government Employee: For employees working under the Central Government.
• Other State Government Employee: For employees of other state governments.
• Private Employee: For employees working in private companies or organisations.
• Other: For other employment categories.

Select the appropriate category. The available selection alone does not guarantee that every government-specific salary rule or allowance is automatically applied.

2. Basic Salary

Basic Salary is the core component of an employee's salary. Several allowances and contributions may be calculated using basic salary or a combination of basic salary and other eligible pay components.

Enter your monthly basic salary as shown in your salary records.

3. Dearness Allowance (DA)

Dearness Allowance is an allowance intended to help eligible employees manage changes in the cost of living. Its applicable rate depends on the employee category and the relevant government or employment rules.

Enter the applicable DA percentage in the calculator. Do not assume that the same DA rate applies to every government or private-sector employee.

4. House Rent Allowance (HRA)

House Rent Allowance is a salary component provided under applicable employment rules. Its amount may depend on the employer's policy, location, salary structure, and other conditions.

Enter the applicable HRA percentage or rate requested by the calculator.

5. TA / Transport Allowance

Transport Allowance may help cover eligible commuting or transport-related expenses. The amount and eligibility depend on the applicable employment rules or company policy.

Enter the monthly amount applicable to you, if any.

6. Medical Allowance

Medical Allowance is a salary component that may be provided under an employer's pay structure. Its treatment can differ according to the applicable service rules and tax provisions.

Enter the amount specified in your salary structure. Do not assume that every medical allowance is automatically tax-free.

7. Other Allowances

Other Allowances can include additional salary components that are not separately listed in the calculator. Examples may include special allowance or other employer-specific payments.

Enter the total monthly amount applicable to you. Avoid entering an allowance twice if it is already included in another salary component.

8. NPS Contribution

The National Pension System (NPS) is a retirement savings system available to eligible subscribers. The calculator includes an NPS Calculation Mode for estimating employee and government contributions where applicable.

The displayed automatic mode shows an employee contribution of 10% and a government contribution of 14%, calculated on Basic Salary + DA. These rates and the applicable calculation base must be verified against the rules that apply to your employment category and service conditions.

The government contribution shown in the calculator should not automatically be treated as a deduction from your in-hand salary. Employer or government contributions and employee deductions are different items.

9. GIS / Group Insurance

GIS stands for Group Insurance Scheme. Eligible employees may contribute an amount towards an applicable group insurance arrangement. The amount depends on the relevant scheme and employment rules.

Enter your actual monthly deduction, if applicable.

10. Income Tax / TDS

Income Tax is the tax payable under the applicable tax rules. TDS stands for Tax Deducted at Source, which may be deducted from salary by an employer where required.

Enter the monthly tax deduction you want to include in the estimate. The calculator's result should not be treated as an official income-tax assessment.

11. Professional Tax

Professional Tax is a state-level tax applicable to eligible persons in states that impose it, subject to the relevant rules and exemptions. Its applicability and amount vary by location and circumstances.

Enter the amount actually applicable to you. Do not assume that the same professional tax applies in every state.

12. Other Deductions

Other Deductions can include additional amounts deducted from salary that are not separately listed in the calculator. These may depend on your employer's payroll rules or individual circumstances.

Enter only the applicable deduction amounts and avoid counting the same deduction twice.

Gross Salary and In-Hand Salary

Gross Salary generally refers to salary earnings before employee-side deductions. In-Hand Salary, also called take-home salary, is the amount an employee receives after applicable deductions.

The exact calculation depends on which earnings and deductions are included in the salary structure. Employer contributions should not automatically be subtracted from an employee's take-home pay.

How to Use This Salary Calculator

• Select your Employee Type.
• Enter your monthly Basic Salary.
• Enter the applicable DA and HRA percentages.
• Enter TA, Medical Allowance, and Other Allowances where applicable.
• Select the appropriate NPS Calculation Mode.
• Enter GIS, Income Tax/TDS, Professional Tax, and Other Deductions where applicable.
• Click Calculate Salary to view the estimate.
• Use Reset to clear the entries and start again.

Important Information

This calculator provides an estimate based on the information entered. Actual salary, allowances, NPS contributions, tax deductions, and take-home pay may differ according to the applicable service rules, pay structure, tax regime, and payroll calculations.

For official salary calculations, always check your latest salary slip, employer's payroll information, and applicable government orders or service rules.

Frequently Asked Questions (FAQs)